Skopje, six th (MIA) – Interest in the brand new “Buy a property Pick a flat” Venture significantly increased following the Reasonable for it Project, which had been stored during the time 24 th Oct – 28 th October. It establish that process of submission software is simple, and it also boasts around three measures.
Financial collects these records from the candidate and you will verifies if or not the guy/she actually is qualified to receive obtaining the mortgage, and you may afterwards it ahead brand new respective records with the Ministry out-of Money, Bilbilovska told you
– We could explain the procedure of submitting application to the “Get a house Get a condo” Project, for the about three strategies and if you’re updated, you will realize it is actually an easy techniques. Initial step are seeking an apartment or domestic or much for family. The next action try dealing with one of many 8 banking companies using from the Opportunity and complete the mandatory data, just like the step three belongs to the Ministry from Loans, you to definitely as the getting together with of choice having giving the fresh subsidy, and the brand new candidate cues loan agreement to your particular financial, Ivana Bilbilovska, Representative of the Ministry from Financing, told you.
Immediately following choosing this new records from the Lender, the newest Ministry’s Percentage explores all of them and you may are at decisionmission says to the bank it approved brand new subsidy, immediately after which the bank closes Financing Arrangement toward credit candidate
As for the starting point, Bilbilovska demonstrates to you that the specifications is actually for brand new flat or perhaps the family is yet another building and for the speed not so you’re able to meet or exceed EUR 900 per square meter. People entry application into the “Buy property Get a condo” Investment will be stop Original Agreement on the builder or if the guy/she makes property, he/she should provide design and you can technology records.
– Next action is actually for the fresh citizen to address one of the latest seven finance companies, within the “Get property Buy a condo” Enterprise, i.age. Stopanska banka – Skopje, Stopanska banka – Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you can Prokredit banka. Because of the Preliminary Contract getting a flat or property, the fresh new people is yield to the bank their/their own ID, full-date a career certificate, certification going back half a dozen repaid wages and you can declaration, confirmed from the notary public, you to definitely during the very first five years of repayment period, they none offer the apartment or the family, neither book otherwise place them less than second mortgage.
Next step try getting together with choice by Ministry of Loans. The Payment during the Ministry regarding Financing suits at least one time in the 45 months, and you may, if required, over and over again.
– Unless you have your residence or even the household where you live might too tiny for your needs and you are interested a more impressive one to incase your want to grab a property mortgage, than “Pick property Purchase a condo” Enterprise, is truly a high probability thus. Funds offered of the Ministry out of Finance have been in an application off a subsidies which can are as long as EUR 14,000, and also the rate of interest is actually lower and wide variety to 3.95% in the first 3 years and you will cuatro.44% regarding the 4th and 5th season into model: installment when buying an apartment or subsidizing 75% of your cost when purchasing/design a house, or fixed inside the payment period, bookkeeping to have 4.5% including 6-times EURIBOR, on the design: equivalent (50%/50%) participation when purchasing a condo otherwise subsidizing 75% of the participation when purchasing/building property, Representative of your Ministry from Fund Mcdonald Chapel loans Ivana Bilbilovska, said.